Buying

How to read a home inspection report without stress

Reports can look long, but they are easy to use with a simple plan. Learn what each section means, what to fix first, and how to turn notes into action in Calgary.

How to read a home inspection report without stress
November 15, 2025
Buying

Why inspection reports feel long

A good report covers a lot because a home has many parts. Roof, exterior, structure, electrical, plumbing, heating, cooling, insulation, windows, and interior finishes. You will see photos, short notes, and simple next steps. The goal is not to scare you. The goal is to give you a clear picture so you can decide with confidence.

Start with the summary page

Most reports begin with a summary. Read this first. It lists safety items, major defects, and maintenance notes. Safety items come first. Major defects are next. Maintenance items are last. If your time is tight, this single page guides your next move.

Know the scope and limits

Inspections are visual. Inspectors do not open finished walls or move heavy furniture. Winter can hide roof surfaces. Locked utility rooms limit access in condos and townhomes. A clear report states these limits. You can plan a fair follow-up when weather warms or access is granted.

How to read photos and captions

Photos carry most of the value. Look at the arrows and circles. Read the one or two lines under each image. Good captions tell you what was seen, why it matters, and what to do next. Save these pictures. They help with quotes and negotiation.

Priority labels that keep you calm

Most findings fit into three groups:

  • Safety now: smoke or CO alarms missing, exposed live wiring, active leaks, gas smells. Handle these first.
  • Repair soon: worn roof areas, loose railings, slow drains, furnace near end of life. Plan dates and budget.
  • Monitor or maintain: small cracks, minor caulk gaps, filters and fan cleaning. Add to your home care list.

Roof and attic notes, Calgary style

In Calgary, hail, freeze and thaw, and chinooks leave clues. You may see notes about bruised shingles, weak flashing at walls, icy eaves, and attic frost from air leaks. If snow blocks views, the report should say so. Ask for a spring check of shingles and flashing, plus an attic review for even insulation and clear soffit paths.

Exterior and drainage

Water control sits at the top of every smart plan. Look for grading that slopes away from the foundation, downspout extensions that carry water a few meters out, and clean window wells with gravel. Many damp basement stories start with short downspouts or flat soil. These are simple, high impact fixes.

Structure where visible

Reports flag cracks, sloped floors, and doors that bind. Hairline cracks are common. Wide, stepped, or damp cracks need follow-up. Your inspector will explain which signs are typical for age and which call for a specialist. In our climate, soil movement and moisture patterns create seasonal changes. Track them with photos and dates.

Electrical basics

Panels should be labeled. Breakers should match wire size. Kitchens, baths, laundry, garage, and exterior need GFCI protection. Bedrooms and many living areas often use AFCI protection. Loose terminations and DIY wiring raise risk. Your report may suggest an electrician when safety or insurance questions come up.

Plumbing and moisture

Findings include slow drains, loose traps, corrosion at shutoffs, and signs of past leaks. Water heaters are checked for age and venting. Basements are watched for efflorescence and damp corners. If the report shows moisture, act soon. Small leaks grow quietly and cost more later.

Heating, cooling, and ventilation

Furnaces work hard in Calgary. Reports note age, filter condition, burner area, venting, and basic operation. Air conditioning is not test-run in freezing weather to avoid damage. Expect that limit in winter reports. Bath and kitchen fans should move air to the outside. If they do not, humidity and odors linger, and windows frost more in cold months.

Windows and doors

Notes often cover broken seals, drafts, and poor latching. Drafts raise bills and make rooms feel cold. A short list of weatherstripping work and latch adjustments can improve comfort fast. If many panes show failed seals, get quotes and plan a timeline.

Interior finishes tell a story

Cosmetic flaws seem small, but patterns matter. Loose railings, gaps at stair treads, and hollow tiles in showers hint at rushed work. Your report separates looks from function so you can plan fair fixes. When you ask for repairs, focus on items that affect safety, water, or structure first.

How to turn the report into a plan

Open a simple spreadsheet or use a notes app. Create three tabs or lists: safety now, repair soon, maintain and monitor. Copy the top items from the summary with page numbers. Add rough dates. For safety now, book a pro this week. For repair soon, collect two or three quotes. For maintenance, set reminders by season.

Using the report in negotiation

Pick a few high impact items with clear photos. Roof damage, active leaks, furnace near end of life, electrical safety, or drainage faults. Share those pages with your agent. Ask for repairs by a licensed trade, a fair credit, or a price change. Keep the tone calm and the list short. Sellers respond better to clear, reasonable requests.

What about cost ranges

Inspectors give condition and risk, not firm prices. Quotes vary by home size, access, and trade schedules. Use the report to request written estimates from roofers, HVAC techs, plumbers, or electricians. Photos speed this up. If you need a rough budget fast, call two trades and ask for a simple range to help with offer talks.

Dealing with winter limits

When snow hides shingles or ice blocks a deck, expect a note that access was unsafe. Ask for a follow-up window in spring. You can close the deal and still finish the roof check later. Keep that plan in writing with dates so it does not drift.

Condo and townhome reports

Your unit still needs a full review. The report may state limits for common elements like roofs and boilers. Read the condo documents for roof age, reserve funds, and planned exterior work. Match unit notes with building plans. If the building has a roof project next year, your budget should reflect it.

Questions to ask your inspector after you read

  • Which three items matter most for safety or water control
  • What should I fix before winter in Calgary
  • What can wait three to six months without extra risk
  • Do any findings suggest I need a specialist right away
  • If a system is near end of life, what is a smart replacement window

How to file and share the report

Save the PDF to the cloud and your desktop. Keep photos in a folder with short names like “roof west flashing” or “bath 2 drain.” Share only the pages you need during negotiation. After closing, keep the full report for maintenance planning and future sale records.

Simple buyer checklist you can copy

  • Read the summary page first
  • List safety now, repair soon, maintain and monitor
  • Attach two or three photos for each top item
  • Ask your agent to request fixes, credits, or price change on the big items
  • Book quotes with trades using the photo pages
  • Plan a spring roof follow-up if winter limited access
  • Set reminders for seasonal care based on the report

What a calm path looks like

You do not need to solve everything in one week. Handle safety first. Control water next. Plan comfort and efficiency upgrades after that. With this order, your new home in Calgary will feel steady through cold snaps and chinooks. The report is not a list of problems. It is a map that shows you how to live in the home with fewer surprises and clearer choices.

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